How much does it cost to cash a check?

Welcome to the Walmart MoneyCard Help Center
How can we help?

Can’t find your answer? – Contact us

How much does it cost to cash a check?

Get Money in Minutes for a Fee

To cash a check & get your money in minutes, the fee is 1% for payroll & government checks with a pre-printed signature & 5% for all other accepted checks, with a $5 minimum fee per check.

Ingo Money will review your check for approval, usually in a few seconds, although it can take 3-5 minutes & in rare circumstances, review can take up to an hour. If your check is approved, Ingo Money sends your money in minutes to the account you selected. If your check isn’t approved, your account will not be funded, & no fees will be assessed.

Get Money in 10 Days for Free

Alternatively, you can choose to get your funds in 10 days for no fee & your money will be credited to your account if your check is approved & is not returned unpaid during the 10-day period. The 10-day option can be good when time is on your side.

Related questions

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features

Walmart MoneyCards® are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

The "Spark" design ( * ), Walmart and Save money. Live better are marks and/or registered marks of Walmart, Inc.