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Walmart MoneyCard Help Center
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How do I opt in to overdraft protection?

Log in to the Walmart MoneyCard app or website and find “Overdraft protection” in the menu. Follow the directions to opt in and accept the terms and conditions of overdraft protection. Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.

There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

1) Walmart Moneycard app

- Log into your account

- Select Overdraft Protection on the home screen

- Tap the Opt in to Enable button

- After reviewing the Overdraft Protection Agreement, tap the Agree and Opt In button to opt in to overdraft protection.

Or

2) WalmartMoneyCard.com

- Log into your account

- Go to the Overdraft Protection block on the home screen

- Select Opt in to Enable

- After reviewing the Overdraft Protection Agreement, click Agree and Opt In to opt in to overdraft protection.

Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.  Coverage is based on your direct deposits, overdraft activity, and account status.

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Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

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