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Walmart MoneyCard Help Center
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How do I opt out of overdraft protection?

Log into your account at WalmartMoneyCard.com or via the Walmart MoneyCard app. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.

There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

1) Moneycard app

- Log into your account

- Select Overdraft Protection on the home screen

- Tap the  three dots ""..."" in the upper right corner

- Tap Opt Out of Overdraft Protection

- Tap Opt Out

Or

2) Walmartmoneycard.com

- Log into your account

- Select the Overdraft Protection tab in the top navigation on the home screen

- Select the 3 dots ""...""  in the upper right corner

- Select Opt Out of Overdraft Protection

- Select Opt Out

Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.

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